(801) 453-2000 spencer@spencerball.com

One of the very best new year’s goals to set is to update your estate plan. Completing
and updating an estate plan is probably the most neglected area of preparation. After all, who
thinks of dying? It is enough to prepare for retirement, but death??? Yet the consequences for
you family and loved ones for not being prepared in this very important area can be very severe.
Most people do have life insurance, but don’t realize that not having an estate plan may
result in having that life insurance money spent in ways that people would never expect nor
desire.
The boy Scout Motto is “Be Prepared.” Think this new year’s day some of the best ways
in which you can be prepared for any circumstance which may arise. Having an updated estate
plan is one of the best ways to be prepared.